2026 · Massachusetts
Massachusetts Paycheck Calculator
Massachusetts withholds state income tax using its 2026 Circular M percentage method, including an additional 4% on annualized taxable pay above $1,107,750. Eligible workers may also have Paid Family and Medical Leave premiums withheld up to the Social Security wage base.
Your pay
Tell us about your paycheck
Your estimated paycheck
$2,835 take-home
Taxes & payroll deductions
Each pay period is calculated separately. A dash means the current per-paycheck deductions exceed pay at that frequency. Annualized pay repeats the selected paycheck; actual yearly totals can differ near wage and contribution limits.
Tax rules verified: 2026-09-22 · IRS · Social Security Administration · Massachusetts Department of Revenue · Massachusetts Department of Family and Medical Leave · Massachusetts Department of Family and Medical Leave
Assumptions and sources
- One employer; work and residence are in the selected state.
- Missing YTD wages are projected from the selected pay date and current pay pattern.
- Massachusetts uses the 2026 Circular M percentage method, with zero M-4 exemptions unless entered.
- The paycheck uses the maximum 0.46% employee PFML share; an employer may pay some or all of it.
- YTD Social Security and Medicare wages estimate prior payroll tax deductions toward the $2,000 Massachusetts withholding limit.
Tax rules verified: 2026-09-22
- Publication 15-T (2026), Federal Income Tax Withholding Methods — IRS
- Contribution and Benefit Base — Social Security Administration
- Circular M: Income Tax Withholding Tables at 5.0%, effective January 1, 2026 — Massachusetts Department of Revenue
- 2025 and 2026 Paid Family and Medical Leave contribution rates — Massachusetts Department of Family and Medical Leave
- PFML wage contributions and annual cap — Massachusetts Department of Family and Medical Leave
Estimated paycheck — not tax advice.
$100,000 salary in Massachusetts
For a single filer paid biweekly with default W-4 settings, an estimated paycheck is $2,835.38 from $3,846.15 gross. Your actual withholding depends on your W-4, employer, benefits, and year-to-date wages.
Each pay frequency uses its own withholding calculation. Annualized pay repeats the displayed biweekly paycheck; actual yearly totals can differ near annual limits.
Common Massachusetts salaries
These examples use the same single filer, biweekly pay, and default W-4 settings as the calculator above.
| Annual salary | Gross per paycheck | Estimated take-home |
|---|---|---|
| $50,000.00 | $1,923.08 | $1,524.05 |
| $75,000.00 | $2,884.62 | $2,211.44 |
| $100,000.00 | $3,846.15 | $2,835.38 |
| $125,000.00 | $4,807.69 | $3,456.86 |
| $150,000.00 | $5,769.23 | $4,061.58 |
| $200,000.00 | $7,692.31 | $5,271.00 |
How Massachusetts payroll deductions work
The estimate assumes the maximum 0.46% employee share of Massachusetts PFML contributions and allows M-4 exemptions in Advanced options. Federal income tax withholding follows IRS Publication 15-T. Social Security and Medicare follow federal payroll rules.
This example also includes Massachusetts Paid Family & Medical Leave. The result lists each amount separately.
Methodology and sources
We calculate a pay-period estimate using the selected pay frequency and withholding inputs. Missing YTD wages are projected from the pay date and current pay pattern.
- Publication 15-T (2026), Federal Income Tax Withholding Methods — IRS
- Contribution and Benefit Base — Social Security Administration
- Circular M: Income Tax Withholding Tables at 5.0%, effective January 1, 2026 — Massachusetts Department of Revenue
- 2025 and 2026 Paid Family and Medical Leave contribution rates — Massachusetts Department of Family and Medical Leave
- PFML wage contributions and annual cap — Massachusetts Department of Family and Medical Leave
Tax rules verified: 2026-09-22 · Rules 2026.1 / 2026.1